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How the Wealthsimple Referral Program Works in 2026

·GetReferral

The Wealthsimple referral program is one of the most generous sign-up bonus programs available from a Canadian fintech company. Here's a detailed look at how it works.

How the Wealthsimple Referral Program Works

When a new user signs up with a referral code and makes a qualifying deposit, both the new user and the referrer receive a $25 cash bonus. The bonus is credited directly to the Wealthsimple account — no redemption required.

Step-by-Step for New Users

  1. Go to the Wealthsimple sign-up page
  2. Enter referral code US0EBW when prompted
  3. Complete registration and verify your identity
  4. Deposit at least $100 into any Wealthsimple account within 30 days
  5. Receive your $25 bonus within a few business days

What Counts as a Qualifying Deposit?

Any deposit into a Wealthsimple account counts — including:

  • Wealthsimple Trade (self-directed investing)
  • Wealthsimple Cash (high-interest account)
  • Wealthsimple Invest (robo-advisor)
  • TFSA, RRSP, or non-registered accounts

The minimum deposit is $100.

Can You Use Multiple Referral Codes?

No — each new account can only use one referral code. Make sure you use US0EBW during the sign-up process to ensure you receive your bonus.

When Does the Bonus Expire?

You must fund your account within 30 days of creating it to qualify for the bonus. After 30 days, the referral code is no longer eligible even if you haven't made a deposit yet.

How Long Until the Bonus is Credited?

Typically within a few business days after your qualifying deposit is processed. The bonus appears in your Wealthsimple account and can be used immediately for investing or withdrawals.

Additional Promotions Running Alongside the Referral Bonus

Wealthsimple frequently stacks additional promotions on top of the referral bonus. Current active promotions include a deposit match bonus and entry into a prize draw. Check the Wealthsimple app for the latest details.


Use code US0EBW today to claim your $25 Wealthsimple referral bonus.

Ready to claim your $25 bonus?

Sign up using code US0EBW and get your sign-up bonus today.

Get Started on Wealthsimple$25 Bonus