How to Enter a Wealthsimple Referral Code After Signing Up
Forgot to enter your Wealthsimple referral code during sign-up? You can still add it after funding your account — here's exactly how, and how long you actually have.
Read moreNew: Monthly Millionaire - every dollar deposited is an entry towards weekly prizes and a chance to win $1 million.
Wealthsimple Referral Code: Get a $25 Sign-Up Bonus
Use the referral code "US0EBW" when you sign up and deposit $100 to get a $25 bonus!
Account must be funded with a minimum of $100 within 30 days to qualify for the referral bonus.
Get Started — $25 Bonus
US0EBW
Bonus verified September 2026
The content on this page is provided for informational purposes only and may contain affiliate links. Additional information is available on the official website.
How to Claim Your Referral Bonus
Getting your $25 bonus takes less than 10 minutes.
1
Sign up for free
Create your Wealthsimple account in minutes using your phone or computer. No paperwork and no branch visits required.
2
Enter code US0EBW
During sign-up (or via the gift icon in the app), enter referral code US0EBW to link your account to the $25 bonus offer.
3
Fund your account
Deposit a minimum of $100 within 30 days. Your $25 cash bonus is deposited automatically once your transfer clears.
Wealthsimple Referral Program Rules
Key terms and requirements you should know when using the referral code or link
- You'll need a verified Canadian account - the identity check takes about five minutes.
- Deposit at least $100 from an external bank account within 30 days of signing up to qualify.
- Your $25 bonus lands automatically in your Wealthsimple Chequing account - no redemption steps needed.
- Forgot to enter the code at sign-up? You have a 7-day window after you fund your account to add it via the gift icon in the app.
- The bonus stacks with other Wealthsimple promotions like the deposit match and Monthly Millionaire draw.
- Your $25 bonus is typically credited within 24 hours of your qualifying deposit clearing.
Our Wealthsimple Referral Review
Last reviewed: September 2026 · Independent editorial review
4.8/ 5
Overall Rating — Recommended by GetReferral
Wealthsimple is the platform I recommend most to Canadians looking for a genuinely all-in-one investing home, and the Wealthsimple referral code US0EBW is one of the easier bonuses to claim on this list. Deposit $100 after signing up and the $25 lands in your account automatically. Beyond the bonus, the commission-free trading, high-interest Chequing account, and seamless TFSA/RRSP/FHSA setup make it hard to beat, and the app experience is the cleanest I have used. You can get additional information on our full Wealthsimple review.
Ease of Use
5
Fees & Value
5
Product Range
4.5
Customer Support
4.5
Sign-Up Bonus
5
Our verdict: Wealthsimple is a top-rated Canadian financial platform. We recommend signing up and using our referral code US0EBW to claim your $25 bonus.
Personal Experience with Wealthsimple
First-hand account from our editor
I've been using Wealthsimple as my main brokerage for a few years now, and the thing that keeps me there isn't any single feature - it's consistency. The app just works. Opening a TFSA took about ten minutes, my first ETF purchase cleared the same afternoon, and I haven't had a reason to second-guess the platform since.
What I appreciate most is how much ground it covers in a single app. My TFSA, RRSP, and Chequing account all sit in the same place, I can move money between them instantly, and I can check my crypto holdings without switching platforms. The 1% deposit match when I consolidated from another brokerage was a welcome bonus I wasn't expecting.
The one real gripe is that the desktop experience still lags behind mobile - some features are app-only, which is frustrating when I want to research on a bigger screen. But for most Canadian investors, Wealthsimple delivers more than enough. It's the platform I'd hand to a family member with no investing experience and feel confident they'd be fine.
I did sign up for my own Wealthsimple account through a referral code rather than going in cold, and the bonus landed in my account without any issues, which is part of why I feel comfortable recommending the same path to readers.
3M+
Canadians on Wealthsimple
$124B+
Assets under administration
Founded 2014
Over a decade of growth
CIPF Protected
Up to $1M per account
What Wealthsimple Offers
A full suite of financial products built for Canadians — all in one place.
Trade
Commission-free stocks and ETFs on 9,000+ North American equities. No account minimum, fractional shares available, and instant deposits up to $1,500.
Crypto
Regulated Canadian crypto exchange with 50+ coins including BTC, ETH, SOL, and more. Cold storage security and no hidden spreads.
Chequing
Up to 2.25% interest on your Chequing balance (higher with direct deposit), no monthly fees, no minimum balance, and instant peer-to-peer transfers to any Wealthsimple user.
Invest
Robo-advisor that builds and automatically rebalances a diversified portfolio of low-cost ETFs based on your risk tolerance and goals.
Registered Accounts
Open a TFSA, RRSP, FHSA, or RESP directly through the app and invest or trade within those registered account types.
USD Account
Hold US dollars and trade US-listed securities without paying foreign exchange fees on every trade.
Why Use Wealthsimple?
A closer look at the features that make Wealthsimple useful in everyday life.
$25 cash bonus with referral code US0EBW, deposited into your account after funding $100
1% cash match on transfers of $25,000+ (up to 3% with Active Trader status), combinable with the referral bonus
Monthly Millionaire, every dollar deposited is an entry to win $1 million
Commission-free trades on all Canadian and US stocks and ETFs
Fractional shares, invest in high-priced stocks like Berkshire with any dollar amount
Instant deposit up to $1,500, trade before your bank transfer clears
9,000+ stocks and ETFs available on North American exchanges
1% cash back on the Chequing account balance plus up to 2.25% interest
No account minimums, start investing with as little as $1
Regulated by IIROC, investments covered by CIPF up to $1M per account category
Frequently Asked Questions
Common questions about Wealthsimple and the referral bonus.
What is the Wealthsimple referral code for 2026?
The current Wealthsimple referral code is US0EBW. Enter it during sign-up or through the gift icon in the app to unlock a $25 cash bonus after depositing $100 within 30 days.
Already a Wealthsimple member?
Tap the gift icon in the app, go to Invite friends, then select "Enter referral code" and enter US0EBW. This works if you funded your account within the last 7 days, after that, you'll need to contact Wealthsimple support.
Is my money safe with Wealthsimple?
Investments are covered by CIPF up to $1M per account category. Cash balances are held across up to 3 CDIC member institutions, providing up to $300,000 in total coverage.
Are there fees to send money?
No fees to send money. Transfers between Wealthsimple users are free and instant. Bank transfers take 1–3 business days but are also free.
What are the fees on Chequing or Trade accounts?
$0 monthly fees, no trade commissions, and no account minimums. Wealthsimple earns revenue on currency conversion and optional premium plan features.
What is the minimum deposit to get the referral bonus?
Deposit a minimum of $100 within 30 days of signing up using code US0EBW to qualify for the $25 cash bonus. The bonus is deposited into your Chequing account.
Can I open registered accounts like a TFSA or RRSP?
Yes, Wealthsimple supports TFSA, RRSP, FHSA (First Home Savings Account), RESP, and personal investment accounts. All can hold stocks, ETFs, and crypto where eligible.
How long does it take to get verified?
Most accounts are verified in minutes using your phone's camera and government ID. Some accounts may require additional document review within 1–2 business days.
Does Wealthsimple support automatic investing?
Yes, you can set up recurring deposits on a daily, weekly, bi-weekly, or monthly schedule. The Invest robo-advisor automatically rebalances your portfolio as markets move.
When is the Wealthsimple referral bonus paid out?
Once your deposit of at least $100 clears within 30 days of signing up with code US0EBW, the $25 bonus is deposited directly into your Wealthsimple Chequing account, no manual claim needed.
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Read moreReady to claim your $25 bonus?
Sign up to Wealthsimple today and use code US0EBW to get your bonus.
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