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Use the referral code "US0EBW" when you sign up and deposit $100 to get a $25 bonus!
Fund your account with a minimum of $100 within 30 days.
The content on this page is provided for informational purposes only and may contain affiliate links. Additional information is available on the official website.
Getting your $25 bonus takes less than 10 minutes.
Create your Wealthsimple account in minutes using your phone or computer. No paperwork and no branch visits required.
During sign-up (or via the gift icon in the app), enter referral code US0EBW to link your account to the $25 bonus offer.
Deposit a minimum of $100 within 30 days. Your $25 cash bonus is deposited automatically once your transfer clears.
Last reviewed: June 2026 · Independent editorial review
Wealthsimple is one of the top-rated Canadian financial platforms available today. It offers a wide range of products including Trade, Crypto, Cash, making it a solid all-in-one option for Canadians looking to manage and grow their money.
Getting started is straightforward. New users can sign up in minutes and take advantage of the $25 welcome bonus when using a referral code. The platform is regulated and designed with both beginner and experienced users in mind. You can get additional information on our full Wealthsimple review
Standout features include: $25 cash bonus with referral code US0EBW — deposited into your account after funding $100; 1% cash match on transfers of $25,000+ — combinable with the referral bonus; Monthly Millionaire — every dollar deposited is an entry to win $1 million. Based on our independent assessment, Wealthsimple delivers strong value and we recommend it to anyone looking for a reliable Canadian financial app.
Our verdict: Wealthsimple is a top-rated Canadian financial platform. We recommend signing up and using our referral code US0EBW to claim your $25 bonus.
3M+
Canadians on Wealthsimple
$124B+
Assets under administration
Founded 2014
Over a decade of growth
CIPF Protected
Up to $1M per account
A full suite of financial products built for Canadians — all in one place.
Trade
Commission-free stocks and ETFs on 9,000+ North American equities. No account minimum, fractional shares available, and instant deposits up to $1,500.
Crypto
Regulated Canadian crypto exchange with 50+ coins including BTC, ETH, SOL, and more. Cold storage security and no hidden spreads.
Cash
Up to 5% interest on your Cash balance with no monthly fees, no minimum balance, and instant peer-to-peer transfers to any Wealthsimple user.
Invest
Robo-advisor that builds and automatically rebalances a diversified portfolio of low-cost ETFs based on your risk tolerance and goals.
Registered Accounts
Open a TFSA, RRSP, FHSA, or RESP directly through the app and invest or trade within those registered account types.
USD Account
Hold US dollars and trade US-listed securities without paying foreign exchange fees on every trade.
Here's what makes Wealthsimple stand out from the competition.
Common questions about Wealthsimple and the referral bonus.
Tap the gift icon in the app, then select "I was referred by someone" and enter code US0EBW. This works if your account is less than 30 days old and has not yet been funded.
Investments are covered by CIPF up to $1M per account category. Cash balances are held across up to 3 CDIC member institutions, providing up to $300,000 in total coverage.
No fees to send money. Transfers between Wealthsimple users are free and instant. Bank transfers take 1–3 business days but are also free.
$0 monthly fees, no trade commissions, and no account minimums. Wealthsimple earns revenue on currency conversion and optional premium plan features.
Deposit a minimum of $100 within 30 days of signing up using code US0EBW to qualify for the $25 cash bonus. The bonus is deposited into your Cash account.
Yes — Wealthsimple supports TFSA, RRSP, FHSA (First Home Savings Account), RESP, and personal investment accounts. All can hold stocks, ETFs, and crypto where eligible.
Most accounts are verified in minutes using your phone's camera and government ID. Some accounts may require additional document review within 1–2 business days.
Yes — you can set up recurring deposits on a daily, weekly, bi-weekly, or monthly schedule. The Invest robo-advisor automatically rebalances your portfolio as markets move.
Tips, reviews, guides, and news about Wealthsimple.
Wealthsimple and Questrade are Canada's two most popular brokerages — both now commission-free. Here's the honest 2026 breakdown of fees, FX costs, account types, and who each platform is actually best for.
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Wealthsimple's Monthly Millionaire gives every Canadian a shot at $1 million in cash — with weekly prizes of $25K, $50K, and $100K along the way. Here's how it works and how to stack your entries.
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RRSP and TFSA are Canada's two most powerful registered accounts — but they work very differently. Here's how to decide which one to use first.
Read moreSign up to Wealthsimple today and use code US0EBW to get your bonus.
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