New: 1% cash match on transfers of $25,000+. Plus Monthly Millionaire — every dollar deposited is an entry to win $1 million.

Wealthsimple Referral Code: Get a $25 Sign-Up Bonus

Use the referral code "US0EBW" when you sign up and deposit $100 to get a $25 bonus!

Fund your account with a minimum of $100 within 30 days.

The content on this page is provided for informational purposes only and may contain affiliate links. Additional information is available on the official website.

How to Claim Your Bonus

Getting your $25 bonus takes less than 10 minutes.

1

Sign up for free

Create your Wealthsimple account in minutes using your phone or computer. No paperwork and no branch visits required.

2

Enter code US0EBW

During sign-up (or via the gift icon in the app), enter referral code US0EBW to link your account to the $25 bonus offer.

3

Fund your account

Deposit a minimum of $100 within 30 days. Your $25 cash bonus is deposited automatically once your transfer clears.

3M+

Canadians on Wealthsimple

$50B+

Assets under administration

Founded 2014

Over a decade of growth

CIPF Protected

Up to $1M per account

Wealthsimple logo

What Wealthsimple Offers

A full suite of financial products built for Canadians — all in one place.

Trade

Commission-free stocks and ETFs on 9,000+ North American equities. No account minimum, fractional shares available, and instant deposits up to $1,500.

Crypto

Regulated Canadian crypto exchange with 50+ coins including BTC, ETH, SOL, and more. Cold storage security and no hidden spreads.

Cash

Up to 5% interest on your Cash balance with no monthly fees, no minimum balance, and instant peer-to-peer transfers to any Wealthsimple user.

Invest

Robo-advisor that builds and automatically rebalances a diversified portfolio of low-cost ETFs based on your risk tolerance and goals.

Registered Accounts

Open a TFSA, RRSP, FHSA, or RESP directly through the app and invest or trade within those registered account types.

USD Account

Hold US dollars and trade US-listed securities without paying foreign exchange fees on every trade.

Why Use Wealthsimple?

Here's what makes Wealthsimple stand out from the competition.

$25 cash bonus with referral code US0EBW — deposited into your account after funding $100
1% cash match on transfers of $25,000+ — combinable with the referral bonus
Monthly Millionaire — every dollar deposited is an entry to win $1 million
Commission-free trades on all Canadian and US stocks and ETFs
Fractional shares — invest in high-priced stocks like Berkshire with any dollar amount
Instant deposit up to $1,500 — trade before your bank transfer clears
9,000+ stocks and ETFs available on North American exchanges
1% cash back on the Cash account balance plus up to 5% interest
No account minimums — start investing with as little as $1
Regulated by IIROC — investments covered by CIPF up to $1M per account category

Frequently Asked Questions

Common questions about Wealthsimple and the referral bonus.

Already a Wealthsimple member?

Tap the gift icon in the app, then select "I was referred by someone" and enter code US0EBW. This works if your account is less than 30 days old and has not yet been funded.

Is my money safe with Wealthsimple?

Investments are covered by CIPF up to $1M per account category. Cash balances are held across up to 3 CDIC member institutions, providing up to $300,000 in total coverage.

Are there fees to send money?

No fees to send money. Transfers between Wealthsimple users are free and instant. Bank transfers take 1–3 business days but are also free.

What are the fees on Cash or Trade accounts?

$0 monthly fees, no trade commissions, and no account minimums. Wealthsimple earns revenue on currency conversion and optional premium plan features.

What is the minimum deposit to get the referral bonus?

Deposit a minimum of $100 within 30 days of signing up using code US0EBW to qualify for the $25 cash bonus. The bonus is deposited into your Cash account.

Can I open registered accounts like a TFSA or RRSP?

Yes — Wealthsimple supports TFSA, RRSP, FHSA (First Home Savings Account), RESP, and personal investment accounts. All can hold stocks, ETFs, and crypto where eligible.

How long does it take to get verified?

Most accounts are verified in minutes using your phone's camera and government ID. Some accounts may require additional document review within 1–2 business days.

Does Wealthsimple support automatic investing?

Yes — you can set up recurring deposits on a daily, weekly, bi-weekly, or monthly schedule. The Invest robo-advisor automatically rebalances your portfolio as markets move.

Ready to claim your $25 bonus?

Sign up to Wealthsimple today and use code US0EBW to get your bonus.

Get Started — $25 Bonus

More Canadian Referral Bonuses

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Use a Webull Canada referral code and get up to $250 in cashback when you sign up and fund your account. Commission-free trading with advanced tools for Canadian investors.

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$35 bonus

Use Neo Financial referral code E6B8C9Y7 and get up to $35 in sign-up bonuses. $25 on credit card approval plus $10 when you open a Neo Everyday Account.

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