Wealthsimple Referral Code 2026: Get a $25 Cash Bonus When You Sign Up

Looking for a working Wealthsimple referral code? You’ve found it. Use code US0EBW when you sign up and deposit $100 from an external bank account — and you’ll receive a $25 cash bonus credited to your Wealthsimple account within 24 hours.

What Is the Wealthsimple Referral Code?

The Wealthsimple referral code is a short code you enter when creating a new account. When you use a valid code like US0EBW, both you and the person who referred you each receive a $25 cash bonus — as long as you deposit at least $100 from an external bank account within 30 days of signing up.

In this guide, we’ll walk you through exactly how the Wealthsimple referral program works, how to use the code when signing up, and why Wealthsimple is one of the best investing platforms available to Canadians today.

How the Wealthsimple Referral Program Works

The referral program is straightforward. When a new user signs up using a referral link or code and makes a qualifying deposit, both the new user and the referrer each receive $25 cash deposited directly to their Wealthsimple Chequing account. There’s no complicated redemption process — the bonus arrives automatically within 24 hours of your deposit clearing.

1. Click the referral link or enter code US0EBW during sign-up.
2. Complete the account registration process.
3. Deposit at least $100 from an external bank account within 30 days.
4. Receive your $25 cash bonus within 24 hours.

Why Choose Wealthsimple?

Before we get into the referral details, it’s worth understanding why Wealthsimple has become one of the most popular financial platforms in Canada. Whether you’re a first-time investor or a seasoned trader, Wealthsimple has a product designed for you.

Wealthsimple Trade

Wealthsimple Trade lets you buy and sell thousands of stocks and ETFs commission-free. For Canadian investors who have traditionally paid $5–$10 per trade at big banks, this is a massive saving. The platform supports both Canadian and U.S. markets, and it’s available on both iOS and Android.

Wealthsimple Invest

If you’d rather take a hands-off approach, Wealthsimple Invest is a robo-advisor that automatically builds and manages a diversified portfolio for you. You answer a few questions about your risk tolerance and goals, and Wealthsimple handles the rest. Management fees are among the lowest in Canada at just 0.4%–0.5% annually.

Wealthsimple Cash

Wealthsimple Cash is a hybrid spending and savings account that offers competitive interest rates and no monthly fees. It comes with a Visa card, free Interac e-Transfers, and even the ability to send and receive money using a unique username — similar to Venmo or Cash App, but built for Canadians.

Wealthsimple Crypto

For those interested in digital assets, Wealthsimple Crypto lets you buy and sell Bitcoin, Ethereum, and dozens of other cryptocurrencies — all within the same app you use for stocks and ETFs. It’s regulated, simple to use, and doesn’t require a separate account.

Step-by-Step: How to Use the Wealthsimple Referral Code US0EBW

Using a referral code when you sign up for Wealthsimple is easy. Follow these steps to make sure you get your $25 bonus:

1. Click the referral link — Click here to open Wealthsimple with the code pre-applied, or enter US0EBW manually in the referral code field during sign-up.
2. Create your account — Enter your email, create a password, and provide your personal information (name, date of birth, SIN for registered accounts, etc.).
3. Verify your identity — Upload a government-issued photo ID. This typically takes less than 5 minutes.
4. Connect your bank — Link an external bank account to fund your new Wealthsimple account.
5. Deposit $100 or more — Transfer at least $100 from your external bank within 30 days of signing up.
6. Receive your $25 cash bonus — The bonus is credited to your Wealthsimple Chequing account within 24 hours of your deposit clearing.

Note: Make sure to use the referral link or enter code US0EBW before you create your account. You have a 7-day grace window after your first deposit to add the code retroactively in the app if you forgot.

Is Wealthsimple Safe and Legitimate?

Absolutely. Wealthsimple is one of Canada’s most established and trusted fintech companies. It is regulated by the Investment Industry Regulatory Organization of Canada (IIROC) and is a member of the Canadian Investor Protection Fund (CIPF), which protects eligible client accounts up to $1 million in the event that Wealthsimple becomes insolvent.

Founded in 2014, Wealthsimple now manages billions of dollars in assets for over 3 million Canadians. Simply put, your money is in good hands.

Who Should Use Wealthsimple?

• New investors who want a beginner-friendly way to start building wealth.
• Young professionals looking to open a TFSA or RRSP and invest for retirement.
• Active traders who want commission-free access to Canadian and U.S. markets.
• Hands-off investors who prefer a robo-advisor to manage their portfolio automatically.
• Crypto enthusiasts who want a regulated, straightforward way to invest in digital assets.

Tips to Maximize Your Wealthsimple Experience

• Open a TFSA first — Any gains you earn inside a TFSA are completely tax-free.
• Set up automatic deposits — Even $50/month adds up significantly over time thanks to compound growth.
• Stack with the transfer bonus — If you’re moving a portfolio from another institution, Wealthsimple may offer an additional 1–3% cash match on top of the referral bonus.
• Refer your friends — Once you have an account, share your own referral link and earn $25 for every person who signs up and deposits.
• Diversify across products — Use both Wealthsimple Invest (for passive long-term growth) and Wealthsimple Trade (for active stock picking).

Final Thoughts: Claim Your $25 Cash Bonus Today

If you’ve been thinking about getting started with investing or switching to a modern, fee-friendly platform, Wealthsimple is an excellent choice. And by using referral code US0EBW when you sign up, you get an instant $25 cash bonus just for depositing $100 — before your investments have even had a chance to grow.

The sign-up process takes less than 10 minutes, there are no account minimums, and the app is one of the most intuitive financial tools available in Canada.

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Disclaimer: This post contains referral links. We may earn a commission if you sign up through our link, at no extra cost to you. Investing involves risk, including the possible loss of principal. This content is for informational purposes only and does not constitute financial advice. Always do your own research before making investment decisions.