The current Wealthsimple referral code is US0EBW. Enter this code when you sign up and deposit $100 within 30 days to receive a $25 cash bonus deposited directly into your Wealthsimple account.
What is the Wealthsimple Referral Code?
The Wealthsimple referral code — also called a Wealthsimple promo code, invite code, or bonus code — is a short alphanumeric code that new users enter during sign-up to unlock a cash reward.
The active code for 2026 is US0EBW, and it gives you:
- $25 cash bonus deposited into your Wealthsimple Cash account
- Eligibility for Wealthsimple's Monthly Millionaire draw — every dollar deposited is one entry to win $1 million
- Stackable with the 1% TFSA/RRSP deposit match for transfers of $25,000+
How to Use the Wealthsimple Referral Code
- Visit Wealthsimple and click Get Started
- Complete the sign-up form with your name, email, and SIN
- When prompted for a referral or invite code, enter US0EBW
- Verify your identity with a government-issued ID
- Fund your account with at least $100 within 30 days
- Your $25 bonus is credited automatically — no redemption steps required
The entire process takes under 10 minutes for most Canadians.
Already Signed Up? You Can Still Use the Code
If you forgot to enter the Wealthsimple promo code during registration, you may still be able to add it — as long as your account is less than 30 days old and you have not yet made a deposit.
- Open the Wealthsimple app on your phone
- Tap the gift icon in the top right corner of the home screen
- Select "I was referred by someone"
- Enter invite code US0EBW and confirm
Once you fund your account with $100, your $25 bonus is applied automatically. This option is not available on desktop — it must be done through the mobile app.
What Can You Do With Wealthsimple?
Wealthsimple is Canada's leading all-in-one financial platform, used by over 3 million Canadians. Here's what you get access to after signing up:
Commission-Free Stock and ETF Trading
Wealthsimple Trade gives you access to 9,000+ Canadian and US stocks and ETFs with zero commissions. Fractional shares are supported, meaning you can invest any dollar amount regardless of the share price.
Registered Accounts: TFSA, RRSP, and FHSA
Open a TFSA, RRSP, FHSA (First Home Savings Account), or non-registered account directly in the app. All account types support stocks, ETFs, and crypto where eligible. Using your $25 Wealthsimple sign-up bonus inside a TFSA means it grows completely tax-free.
High-Interest Cash Account
The Wealthsimple Cash account earns up to 5% interest on your full balance with no monthly fees, no minimum balance, and no lock-in periods. It also comes with a prepaid Visa card that earns 1% cash back on purchases.
Wealthsimple Crypto
Trade 50+ cryptocurrencies on a regulated Canadian exchange. Wealthsimple is one of the only crypto platforms in Canada registered with provincial securities regulators, making it one of the safest options for Canadian crypto investors.
Robo-Advisor (Wealthsimple Invest)
Prefer a hands-off approach? Wealthsimple Invest builds and automatically rebalances a diversified ETF portfolio based on your risk tolerance. No investment knowledge required.
Current Wealthsimple Promotions (2026)
The referral code bonus is stackable with other active Wealthsimple promotions:
- Monthly Millionaire — every dollar in your Wealthsimple account counts as one entry to win $1 million, drawn monthly. Direct deposit doubles your entries.
- 1–3% deposit match — transfer $25,000+ into a TFSA or RRSP and Wealthsimple matches 1–3% in cash. Combinable with the referral bonus.
Check the Wealthsimple app for current promotions as these change regularly.
Is Wealthsimple Safe?
Yes. Wealthsimple is regulated by CIRO (Canadian Investment Regulatory Organization) and is a member of CIPF (Canadian Investor Protection Fund), which protects investment accounts up to $1 million per account category in the event of insolvency.
Cash balances are held across up to 3 CDIC-member financial institutions, providing up to $300,000 in CDIC deposit protection.
Wealthsimple Referral Code Summary
| Detail | Info |
|---|---|
| Referral Code | US0EBW |
| Also called | Promo code, invite code, bonus code |
| Bonus Amount | $25 cash |
| Minimum Deposit | $100 |
| Deposit Deadline | Within 30 days of sign-up |
| Where to Enter | During sign-up or via gift icon in app |
| Eligible Accounts | All new Wealthsimple accounts |
| Stackable | Yes — with deposit match and Monthly Millionaire |
Frequently Asked Questions
What is the Wealthsimple referral code for 2026? The current Wealthsimple referral code is US0EBW. It gives new users a $25 cash bonus after depositing $100 within 30 days of signing up.
Is there a Wealthsimple promo code or coupon code? Wealthsimple calls it a referral code or invite code, not a promo code. The code US0EBW functions the same way — enter it during sign-up to unlock the $25 bonus.
Can I use a Wealthsimple referral code if I already have an account? Yes, if your account is less than 30 days old and unfunded. Use the gift icon in the Wealthsimple mobile app, select "I was referred by someone", and enter US0EBW before making your first deposit.
Does the Wealthsimple bonus code expire? The code itself does not expire, but you must deposit $100 within 30 days of creating your account to qualify for the bonus.
What accounts qualify for the Wealthsimple sign-up bonus? Any new Wealthsimple account qualifies — Cash, Trade, Invest, TFSA, RRSP, or FHSA. The $25 bonus is deposited into your Wealthsimple Cash account regardless of which account you fund.
Can I stack the Wealthsimple referral bonus with other promotions? Yes — the $25 referral bonus is stackable with the 1–3% TFSA/RRSP deposit match and counts toward Monthly Millionaire entries.
How long does the Wealthsimple bonus take to arrive? The $25 bonus is typically credited within a few business days of your qualifying $100 deposit clearing.
Is Wealthsimple available across Canada? Yes — Wealthsimple is available to residents of all Canadian provinces and territories. You must be the age of majority in your province to open an account.
🎁 Sign up at Wealthsimple with referral code US0EBW to claim your $25 sign-up bonus today.