Looking for quick, reliable information about the Wealthsimple referral code? Here's everything in one place.
The Current Wealthsimple Referral Code
You can use the code US0EBW or sign up at Wealthsimple to claim your $25 bonus on your first $100 deposit.
This is the active referral code for Wealthsimple in 2026. Enter it when signing up to qualify for the $25 cash bonus.
Referral Code Quick Facts
| Detail | Info |
|---|---|
| Referral Code | US0EBW |
| Bonus Amount | $25 |
| Who Gets the Bonus | Both the new user and the referrer |
| Minimum Deposit | $100 |
| Deposit Window | Within 30 days of signing up |
| Eligible Accounts | All new Wealthsimple accounts |
| Where to Enter | During sign-up, or via the gift icon in the app |
How to Apply the Code
During sign-up: When creating your Wealthsimple account, you'll be prompted to enter a referral code. Type US0EBW and continue.
After sign-up (within 30 days, before first deposit):
- Open the Wealthsimple app
- Tap the gift icon in the top right corner
- Select "I was referred by someone"
- Enter code US0EBW
Once your account is funded, the referral code can no longer be applied.
How the Bonus is Paid Out
After you deposit at least $100 into any Wealthsimple account, the $25 bonus is credited directly to your account within a few business days. No redemption steps, no promo codes to activate — it's automatic.
What Accounts Qualify?
The $100 deposit can go into any Wealthsimple account type:
- Wealthsimple Cash (high-interest account)
- Wealthsimple Trade (self-directed investing)
- Wealthsimple Invest (robo-advisor)
- TFSA, RRSP, FHSA, or non-registered accounts
Important: The 30-Day Deadline
You must fund your account within 30 days of creating it to qualify for the bonus. After 30 days, the referral code is no longer eligible even if you haven't made a deposit yet — so don't wait too long after signing up.
If you forgot to enter the code at sign-up, you can still add it through the gift icon in the app, as long as your account is less than 30 days old and you haven't made a deposit yet.
Can You Use Multiple Referral Codes?
No — each new account can only use one referral code. Make sure you use US0EBW during the sign-up process to ensure you receive your bonus.
Common Questions
Is the referral bonus taxable? Referral bonuses may be considered taxable income in Canada. Consult a tax professional if you're unsure how to treat it.
Does the referral code expire? The code itself doesn't expire, but you must fund your account within 30 days of signing up to qualify for the bonus.
Can existing Wealthsimple users use the code? No — the referral bonus is for new accounts only. Existing users can share their own referral code to earn bonuses when friends sign up.
What Else is Wealthsimple Offering in 2026?
Wealthsimple regularly stacks additional promotions on top of the referral bonus. Current active promotions include:
- A deposit match bonus of 1–3% on TFSA and RRSP contributions
- Monthly Millionaire — every dollar deposited counts as an entry into a monthly $1 million prize draw, with the first draw on June 26
Check the Wealthsimple app for the latest details as these promotions change frequently.
Sign up at Wealthsimple with code US0EBW to claim your $25 bonus on your first $100 deposit.